Going forward in 2022, you no longer need to visit the offices of insurance companies to purchase a policy. You can simply buy insurance coverage on your smartphone from the confines of your residence – via dedicated apps. Insurance apps are now available to enable you to purchase covers, pay premiums, file claims, and get paid for all insurance-related activities.
With your insurance app on your smartphone, you can buy all types of insurance covers such as health, property, vehicle, life, and even pet on your phone. Here then are the top insurance apps you can use for your insurance needs in Nigeria today:
AXA Mansard
AXA Mansard’s insurance app is called MyAXA Plus and it has more than 10,000 downloads on the Google Play Store with a review rating of 4.0.
With the MyAXA Plus insurance app, you can analyze various insurance products, evaluate premium factors, calculate premiums, purchase desired policies, and file claims when insured risks occur. The app works through a responsive AI that helps customers buy policies and make financial investments. It is one app you must have if you want to avoid the hassles of physical insurance activities.
Allianz NG
Allianz NG insurance app is operated by Allianz Nigeria Insurance Plc. It has more than 10,000 downloads on Google Play Store with a rating of 4.6.
The app enables users to evaluate insurance needs, buy policies, pay premiums, and track claims until they are settled. While reviewers stated that the app comes with minimalist colors and is easy to navigate with targeted icons, a few users said the company does not process claims on time through the app. This may be a downside but it is actually the experience of a select few.
FBN Insurance
The FBN Insurance mobile app has more than 100,000 downloads on Play Store and is rated 4.0 by most users.
It empowers users to view various policy categories, analyze insurance requirements, make premium payments, file claims, and receive payments for reported claims. Operated by the insurance division of First Bank of Nigeria, users can be assured that their claims will be settled in the time given that FBN is a very strong bank with a solid financial base in Nigeria.
MyLife+
MyLife+ is an insurance mobile app operated by Leadway Assurance Ltd. This insurer has been in the insurance business for several decades and is a major provider of health, life, vehicle, property, and travel insurance among others.
MyLife+ app has over 10,000 downloads on Google Play Store and has a rating of 3.7 with a minimalist size of 4.2 MB. With this app, users can request agents’ help, ask for account statements, purchase insurance coverage, pay for premiums, report claims, and get in touch with customer service directly without any third-party interference.
Aii Agent
Aii Agent insurance app is operated by AIICO Insurance Company Ltd and has more than 5,000 downloads on Play Store. The app enables users to acquire the latest insurance tips, calculate applicable premiums before purchasing any policies, generate quotes for comparison, buy coverage, pay premiums, and file claims.
There are other insurance apps such as Cornerstone insurance app, Wapic mobile app, and Mutual Benefits among others. These apps make buying insurance coverage easier and more efficient, and it digitizes the entire protection process that comes with operating a reliable insurance policy.
Photo by Ono Kosuki from Pexels
